Credit Origination – Region Head (18+ years)
Branches: Chennai, Hyderabad, Indore, Rajkot, Jaipur, Chandigarh.
Job description:
Business Growth:
- Identify and acquire new small/mid/large corporate clients in different lending segments within policy guidelines.
- Meet loan intermediaries/consultancy firms for new business
- Explain STCI products, understand customer needs & propose products or lending terms to cater these requirements within policy guidelines.
Building & maintaining relationship with clients:
- Renewal of existing accounts
- Timely resolution of client queries / requirements
- Overall contribution in building / maintaining loan book
- Planning and completion of periodical inspections of mortgaged properties
- Periodical review of Auditors / LEs reports for existing accounts"
Credit Processing & Execution:
- Market intelligence generated for Credit Appraisal
- Research input to processing team for Credit Appraisal
- Liasoning with clients / advocate / valuers etc. for processing and execution
- Vetting of advocates / valuers, LEs reports
- Adherence and compliance to Credit policy / manual and management directions"
Asset Quality & Recovery:
- Timely Collections and Recovery of stressed accounts
- Measures initiated for timely collections and payments
- Market Intelligence / input provided / steps taken for minimization of slippages"
Note:- Please apply for the requirement if you are carrying relevant experience only from PSU or NBFC or a Bank in the areas mentioned above.
Key Skills: B2B sales/ Business Development / loan Origination
Educational Qualification: MBA (Finance)/ any Graduate or other post graduate degree.
Employment Type: Full Time, Permanent
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