Location-Mumbai

Role & Responsibility

1. Build a strong credit function in consultation with Head – MSME Lending
2. Develop credit underwriting & approval systems for secured MSME loans
3. Oversee credit appraisal and ensure portfolio quality with strong risk controls and early warning systems; design and implement tech-enabled credit evaluation processes
4. Monitor credit performance and drive refinements in credit strategy as the business scales

Age, Qualifications & Experience

1. 40 to 45 years - Post Graduate degree in Finance or CA
2. 15 -20 years’ experience in BFSI of which 8-10 years in Credit; 5 or more years managing the Credit function/underwriting independently for / SME / MSME lending in a Bank/NBFC
3. Demonstrated track record of setting up and growing/building a strong credit function for a Bank/NBFC (AuM Rs 2500 crs+)
4. Experience in digital lending/tech-based credit approval/underwriting

Interested candidates may send their profiles at msme.recruitment@stcionline.com

Website: www.stcionline.com