STCI Finance Ltd : Product

Products

Manufacture & Service Sector Products

Manufacturing:

STCI offers loans to corporates in the Manufacturing Sector for expansion, general capex, replacement of machinery, reimbursement of capex, long term working capital needs, refinance of existing loan or for general corporate purposes.

Eligibility: Corporates
Facility: Term Loan
Tenure: Flexible –Medium to Long term

Engineering, Procurement and Construction Contracts:

STCI offers loans to corporates in EPC Sector for long term working capital and for any other general corporate purposes incidental to Engineering, Procurement and Construction Contracts.

Eligibility: Corporates
Facility: Term Loan
Tenure: Flexible –Short to Medium term

Healthcare:

STCI offers loans for expansion, renovation, modernization or acquisition of hospitals or nursing homes and for any other special purposes incidental thereto.

Eligibility: Corporates/Non-corporates
Facility: Project Finance/Term Loan
Tenure: Flexible –Medium to Long term

Education:

STCI offers loans for expansion, renovation, modernization or acquisition of Educational Institutions and for any other special purpose incidental thereto.

Eligibility: Corporates/Non-corporates
Facility: Project Finance/Term Loan
Tenure: Flexible –Medium to Long term

Non-Banking Finance Companies or Housing Finance Companies:

STCI offers loans to established NBFCs engaged in small ticket size business to consumer (B2C) lending, such as Asset Finance Companies, NBFCs engaged in lending to MSMEs, etc. Similarly, STCI offers loans to established mid-sized Housing Finance Companies registered with the NHB.

Eligibility: NBFCs registered with RBI / HFCs registered with NHB
Facility: Term Loan
Tenure: Flexible –Medium to Long term

Warehousing:

STCI offers loans for expansion, modernization or acquisition of warehouses or long term working capital and for any other general corporate purposes incidental thereto.

Eligibility: Corporates/Non-corporates
Facility: Project Finance/Term Loan
Tenure: Flexible –Medium to Long term