STCI Finance Ltd : Product


Real Estate Sector Products

Project Finance (Real Estate):

STCI offers Project Finance to real estate developers under residential and commercial segments based on the security of project assets and project cash flows. Major approvals and mandatory clearances from local bodies and registration of the project in compliance with Real Estate Regulatory Authority (RERA) Act are pre-requisites.
STCI also considers refinancing of existing Project loans for any ongoing project/s in the real estate sector.

Eligibility: Corporates/Non-corporates
Facility: Term Loan
Tenure: Flexible – covering project lifecycle

Loan against Property (LAP – Real Estate):

STCI offers Loan against Property to developers having cash flows from multiple projects, based on quality of mortgage property, cash flow and other balance sheet parameters of the borrowing entity.
STCI also considers refinancing of existing Loan against Property.

Facility:Term Loan/Line of Credit
Tenure:Flexible –Medium to Long term